Insurance Guide: Get Protected Against Insurance Fraud By Knowing Your Rights

Almost everyone of us gets insurance policy to get protected against future’s uncertainties. There are a lot of types of insurances available in market and you can avail any of them from your favorite company. But how would you know about authenticity of the insurance company? How would you know about your rights as a policy holder? Many times we …

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How To Transfer PPF Account

Public Provident Fund (PPF) programme is a long-term investment plan backed by the Indian Government. It offers safety with attractive interest. Its returns are fully exempted from tax. Investors are allowed to invest a minimum of Rs. 500 to a maximum of Rs. 1,50,000 in a single financial year. Investors can get loan facilities, withdrawal, and extension of account. In …

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What Is The Difference Between TAN Number & TIN Number?

Most people get confused with similar sounding words. TAN and TIN are one of those and may create confusion. In this post, we will explain the concept of TAN Number & TIN Number. But before moving to TAN and TIN, lets first understand the concept of Tax Deduction. Tax Deducted at source (TDS), Tax collected at source (TCS) and Value Added …

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Difference Between Bond And Debenture

Investment is one term that relates to almost everyone in this world. Everybody want to invest there surplus money according to there purpose and risk taking capacity. As there are number of investment schemes available in the market which majorly varies in terms of risk and return factor. These are two major factors which influence investors to invest there money, …

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Top 7 Easiest Ways To Open An Online Store And Increase Your Business

online store

In this article, I will be covering very easy to use, interesting and useful platforms that can increase your business. I will talk only about the platforms which are extremely easy, just like plug-and-play and does not require any technical expertise or coding. You should use these platforms to start your online store because they give you all the time …

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7 Reasons Why Your Cheque Is Dishonoured

Issuing cheques is a very convenient method of making payments. What it requires is just writing the date, amount of money to be paid, name of the person who is to be paid to and signature. Though it sounds very easy, but there are plenty of cases where cheques are bounced. Just a single mistake can make your cheque being not honoured by …

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What is TDS? Here’s All You Need To Know About It

Link PAN card with Aadhar card

TDS or Tax Deductible at Source is a big confusion point for a lot of taxpayers. What is TDS, how is it calculated and how is it deducted are some questions users have in their minds. Today, we are going to answer all the questions related to the same. This is to ensure you are able to file your income tax returns without …

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Your Home Loan Can Be Rejected On These Five Grounds

Home Loan Rejection

Buying one’s own house is many people’s dream. After all, buying a house is perhaps the costliest and therefore, the most important decision one can make in his/her life. There will or probably has come a time when you tried to turn that dream into reality. You scouted for a nice home, found one and then thought of buying it. …

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Gold Investment: Physical Gold VS Gold ETFs?

In the 21st century, gold is valued as a currency, investment, and commodity. Gold Investment is popular among investors as it can be used as a hedge against currency devaluation, inflation or deflation, and it can provide economic and financial support during times of economic and financial problems. Gold’s market is highly liquid. There are a number of ways through …

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Looking To Retire Early? Here’s What You Should Do

You can’t keep working for a lifetime. Your capacity to work keeps going down with age, as does your effectiveness to do them. This is why you get to hear many people say that over time, you should replace hard work with working in a smart manner. All things said, what we are coming to is the time when you have to retire …

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Difference Between Flat Rate And Reducing Rate

Today, it is very important to understand how banks and other financial institutions calculate the interest rate on a loan before going to apply for the same. Well to describe it simply, when you take a loan for a particular tenure, you need to repay not only the principal amount within that tenure but also the interest on the loan. …

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GST On Under-Construction Property: Here’s All You Need To Know

GST or Goods and Services Tax is a landmark reform that came into effect from July 1, 2017. This reform aims to eliminate multiple taxes at multiple points of transactions. Hence, you only need to pay one tax and that too at just one point in the entire transaction. Various goods and services come under the purview of GST in one …

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Difference Between IFSC And MICR Code

Today monetary transactions are not limited to a bank or a country which makes it mandatory for every financial institution to do a verification before processing. To make this process faster banks and financial institutions are taking help of few codes to simplify and automate there processes. IFSC and MICR code plays an important role in this parlance. Lets have …

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Buying A New Home? Have You Evaluated The Property?

All of us dream of having a home we can call our own. After all, who wants to pay rent that keeps rising regularly? But having a home of yours is not as easy as it seems. There are just too many people out there who would trade their current home for a new one if given an option. A lot …

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MoneyTap Loans vs Traditional Personal Loans

Personal Loans

The rise of investments in the personal lending industry led to rapid digitisation, encouraging the growth and development of the personal loaning industry. This in turn gave rise to a new breed of personal lending institutions, ‘FinTech’ based personal loan services which means you can now apply for personal loans from the comfort of your home. This increased reach marked …

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