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Ishita Singh

Mobile Banking: All You Need To Know

Mobile banking refers to a system through which customers of any financial institutions can avail the facility of financial transaction with the help of their mobile phones. This is made possible with the advancements in the web technologies. Till 2010, only SMS banking was operative but now the introduction of various smartphones has enabled the use of mobile web. European …

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How To Start Saving Money While In College

Saving is a healthy habit and should be inculcated at a young age. It is advisable that youngsters start saving while in college so that they get an understanding of saving and managing their funds before they embark upon their professional lives and prospective careers. Saving effectively begins by developing a comprehensive budget as it helps to get a fair …

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Equity vs Debt Funds: Which Is A Better Investment Option

Equity as well as debt funds, both funds are an excellent source of investment as well as income, provided one knows exactly which one to go for. Not every fund is meant for everyone. For e.g., on a broader perspective, those who are vary of risks and bear a tolerance for sudden losses can always opt for equity funds. On …

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Investment Appraisal Guide: Methods & Techniques

Investment is a long-term commitment of precious funds and consequently it is extremely important to evaluate each investment carefully. Investment appraisal may be defined as the evaluation of an investment with a view to ascertain the returns or gains that are expected to accrue from it. While different techniques may be used in the process of investment appraisal, the major …

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All about Inflation-Linked Bonds For Indian Retail Investors

Inflation Linked Bonds are basically framed to provide protection against inflation to the investors. They are the best replacement of gold investment, the benefit is that the principal amount also increases with the inflation, through it inflation risk is also minimized. It was first issued in 1780 by Massachusetts Bay Co. In India RBI has designed it with government of …

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Are Gold Loans The Safest Form Of Loan?

Gold loan is a loan in which money is sanctioned by banks and NBFC’s to the applicant on the basis of the quality of the gold that the person (borrower) owns and is willing to keep as security with bank/ NBFC. Generally, banks can sanction 85% of the value of gold while Non Banking Financial Company (NBFC) can grant only …

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