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No Prepayment Penalty On Home Loans–By Axis Bank, Bank Of India, SBI And More

After the news of waiving prepayment penalty by housing finance companies now banks have also started to in line with housing finance companies. Some of the banks have already waived off the... Read more »

Are You A Loan Guarantor Of Your Friend Or Relative? Check How It Can Impact Your CIBIL Score

As we all know for the sake of security of the loan amount issued, financial institutions may ask for guarantee from the borrower. Some of us think signing a guarantee document is... Read more »


RBI: Housing Loan From Urban Co-Operative Banks (UCB’s) – Enhanced Maximum Loan Limit & Repayment Period

As per the notification issued by Reserve Bank Of India (RBI) today after the second quarter review of monetary policy 2011-12, the limit of individual housing loan offered by urban and cooperative... Read more »

No Pre-Payment Charges/Penalties On Home Loan From Housing Finance Companies (Confirmed)

A great news for all home loan customers. The National Housing Bank (NHB), the regulator of housing finance in India has issued notifications on housing loans. As per the latest notifications, all... Read more »

Step Wise Step Instructions To Fill On-Line Request Form For CIBIL TransUnion Score For Individuals

Before applying for loan it is recommended to every one to check there credit score. As it plays a vital role in the process of loan approval at almost all the financial... Read more »

Get Loans At Cheaper Rates Based On Your Credit Score

Your Credit Score is one of the leading factor which almost all financial institutions take into consideration while handling loan requests. CIBIL maintains financial data of every individual and generates report on... Read more »

Enlighten Your Future By Resorting To Student Loans – Know Your Options

With the rising education costs and tuition fees in the US, an increasingly large number of students are resorting to student loans. Both the parents and the students are going through a... Read more »

Types Of Interest Rates For Home Loan – Make The Right Choice

Whenever we plan to take a home loan the most important decision after finalizing the financial institution is the Types Of Interest Rates on your loan. Before finalizing this it is better to... Read more »

Applying For A Loan? Check Your Credit Report First

Are you in need of loan? Do you fulfill all necessary requirements of bank for loan approval still your loan request got rejected? Check you Credit Report, now Credit Information Bureau (India)... Read more »

Home Loan In Single Name Or Joint Names – Which Is Better?

Whenever we plan to take a loan there are ‘n’ number of factors that we need to consider before finalizing the same like home loan offers of banks, processing fees of bank,... Read more »

Short Term Loans – Monetary Help To Meet Short Term Financial Gaps

You may be very good at budgeting but you may still encounter unintended monetary complication. It may be a visit to a doctor’s place, an emergency car repair or may be a... Read more »

Income Tax Deductions On Home Loans/ Housing Loans In India

Whenever we plan to buy a housing property we approach some bank or financial institution to get the Home Loan to fund property. Today people like to go for home loan even... Read more »

Difference Between Fortnightly And Monthly Loan Repayments

Today we all have plenty of need but limited resources so most of the time people take loan to fulfill there needs. Once we take loan, the term Loan Repayment comes into... Read more »

How Reverse Mortgage Can Help You Get Monthly Income After Your Retirement?

Reverse Mortgage or lifetime mortgage, is a loan scheme designed for the senior citizens. As the name suggests, it is the reverse process of a normal mortgage scheme. In simple words, it... Read more »

What Is Credit Rating?

Credit rating estimates the credit worthiness of an individual, corporation or even a country. In other words a credit rating helps a lender or investor the probability of the subject (borrower) being... Read more »