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What Is Bancassurance?

Bancassurance is used to describe the partnership or relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products. Bancassurance simply means selling of insurance products by banks. In this arrangement, insurance companies and banks undergo a tie-up, thereby allowing banks to sell the insurance products to its …

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High Risk Life Insurance Policy

High-risk life insurance is a type of life insurance coverage that provides benefits to individuals who do not qualify for other types of life insurance plans. It especially provide coverage to people in apparently dangerous occupations which includes careers like flying instructors, racing car drivers and salvage divers etc.. It takes into account also those who have existing illnesses that …

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How Term Insurance Is Better Than Permanent/Whole Life Insurance?

Before taking life insurance its better to understand the difference between term insurance and other types of policies. Term insurance is the original form of insurance which is also known as term life insurance. Term insurance is a type of life insurance policy that provides coverage for a specified period of time. It only provides coverage against death and do …

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