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Employees Deposit Linked Insurance Scheme And Its Benefit

In most of the Indian families, it has been noticed that only male members are earning. And if there is only one adult male then he will be the only source of income. So, after the retirement of that person family survives through pension given by the government. But there was a serious problem noticed if death of the earning …

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Top-Up Your Health Insurance Plan For Higher Claims

Health Insurance has become a must for everyone with the changing lifestyle and new arising health problems. With the increasing costs of the hospitals it is becoming difficult to bear the costs if there is some serious illness. Many people thinks that the only option to overcome the situation is to buy an additional health insurance policy. But there is …

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Should You Invest In Traditional Insurance Plans Or Not?

Traditional like insurance plans are again taking lead in the market after agent commission on ULIP has reduced. This clearly indicates insurance industry works in the foots on insurance agents and these agents manipulates the market to maintain there commission. This is the reason now more and more people are buying traditional insurance plans rather than ULIPs. If you are …

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Insurance Policies For Women In India

There was a time when all insurance companies want to sell there policies only to men, as in earlier days men was the only earner in family and role of women was just to stay inside four walls and take care of all household stuff and that’s it. But time is changed now, women has step outside the home and …

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Know All About Maternity Insurance Policies In India

It has been found people generally opt for various health insurance policies but when it comes to maternity insurance, many people are just not aware about it. And times it is also ignored. Every mother wants their child to healthy from the birth itself. And to make the delivery more healthier and easier, maternity insurance is a very good option. …

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Why You Should Go For Term Plans With 50 Lacs Cover Or More?

If you are planning to buy an online term insurance than here are few things that you should consider before going ahead with your purchase. The very first thing that you should consider while buying a term plan is your Sum Assured (Risk cover against death of the insured). Try to keep your sum assured higher than Rs 50 lacks, …

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Budget 2012 & Tax Impact On Your Life / Health Insurance Policy

Budget 2012, there are few changes introduced in the tax provisions of insurance premiums and returns. The main reason of introducing these changes is to make insurance buyers buy insurance policy for risk cover instead of tax saving or investment instrument by purchasing insurance cum investment plans. Along with change in tax provisions, budget 2012 has also increased the service …

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Avoid Mistake To Claim Deduction Under Section 80D Against Your Health Insurance Premium

Section 80D of income tax act 1961, offers deduction to individuals and Hindu undivided family on investment made towards health insurance premium or for investing under central government health scheme (CGHS) for self, spouse, children, parents and dependent persons. The only thing which can take away this deduction benefit is the payment mode, as payment made for health insurance premium …

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