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What Are Retirement Annuities?

An Individual Retirement Annuity is an insurance product that can be used as part of a retirement strategy. Retirement annuities are a popular choice for investors who want to receive a steady... Read more »

What Is Co-Insurance?

Co-insurance is a policy provision under which you and the insurance company must bear a fixed sum of loss in case of a claim after the deductible is met. In other words,... Read more »


Difference Between Life Assurance and Life Insurance

Nowadays taking life insurance policy has become a need for everyone. But till date average man assumes that life insurance and life assurance are names for the same form of insurance. So... Read more »

What Is Private Mortgage Insurance (PMI)?

PMI stands for Private Mortgage Insurance, It is a special kind of insurance that lenders may require the borrower to purchase if the loan they are taking out is 80% or higher... Read more »

What Is Bancassurance?

Bancassurance is used to describe the partnership or relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products. Bancassurance... Read more »

High Risk Life Insurance Policy

High-risk life insurance is a type of life insurance coverage that provides benefits to individuals who do not qualify for other types of life insurance plans. It especially provide coverage to people... Read more »

How Term Insurance Is Better Than Permanent/Whole Life Insurance?

Before taking life insurance its better to understand the difference between term insurance and other types of policies. Term insurance is the original form of insurance which is also known as term... Read more »

Series 24 Exam – General Securities Principal License

Several licenses are required to work in the financial-planning and financial services industry. The Series 24 exam is given to those seeking license in a managerial position.  The Series 24 license is... Read more »