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Increase In EPF Deduction Will Reduce Your Take Home Salary

Whenever we talk about Employee Provident Fund (EPF), the very first thing that comes to our mind is Deduction from our Monthly Salary. As under EPF scheme, employer deducts a part of the salary of employees every month to invest the same in a recognized saving scheme on there behalf. Although this deduction and investment builds a good retirement corpus …

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Learn How Your ULIP Policy Works In Real Time

Unit linked insurance plan (ULIP), is a plan which gives you two facilities in one single policy i.e insurance plus investment. Although this type of investment or insurance is not suggested by any of the experts. But many of us get into this type of investment/ insurance schemes to save tax, as it offers tax benefits under section 80C. So …

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How To Withdraw Employee Provident Fund (EPF) Directly/ Without Employer Signatures?

Employee Provident Fund (EPF), is a retirement saving scheme which is managed by the Employee Provident Fund Organisation (EPFO) in India. As per the scheme, private companies deducts a fraction of there employees salary every month i.e around 12% of there basic salary and invest the same with EPFO with an equivalent contribution. In other words, employer deducts a part …

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When To Withdraw Money From Employee Provident Fund (EPF) Account?

Employee Provident fund (EPF) is a fund contributed by employee out of his/ her CTC every month and contribution by the employer. Whenever we switch our job from one employer to another what we usually do is either we transfer the EPF fund by submitting the details of our existing EPF account to new employer or we open a new …

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Gilt Funds – Whether To Invest Or Not?

When retail investors think of investing there money into stocks or bonds, the very first thing that they would like to ensure is the security of funds. So to cater the needs of retail investor, mutual fund houses come up with a fund which offers security of funds with good returns i.e Gilt Fund. Gilt Funds are securities issued by …

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Withdrawal Of Employee Provident Fund (EPF) Easier For International Workers

As we know contribution under Employee Provident Fund (EPF) is almost compulsory for all the legally employed employees in India. But this was not a mandate for the foreigners who come to India for some project work. Indian provident fund scheme then introduced a new category with the name ‘International Worker’ in October 2008 which now demands foreigners working in …

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