Are Gold Loans The Safest Form Of Loan?

Gold loan is a loan in which money is sanctioned by banks and NBFC’s to the applicant on the basis of the quality of the gold that the person (borrower) owns and is willing to keep as security with bank/ NBFC. Generally, banks can sanction 85% of the value of gold while Non Banking Financial Company (NBFC) can grant only …

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Now Recharge Your Delhi Metro Smart Card Online- Step by Step Guide

If you are a smart card user of Delhi metro than you don’t need to stand in queue to recharge your metro card anymore. This online facility allows you to recharge your smart card anytime anywhere using Debit or credit card. As of now the facility of net banking is not there to top up smart card for Delhi metro. …

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Download Aadhaar Card Online- Step By Step Guide

As we all know, government of India is linking a lot of government facilities/ services with Aadhaar card. Linking these services with Aadhaar card will indirectly makes it compulsory for people to have there Aadhaar number handy to avail any such government services in India. But we have seen lot of people enrolled for their Aadhaar card long back and …

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How To Transfer Or Withdraw Employee Provident Fund (EPF) Online In India?

Daily I receive hundreds of queries related to Employee Provident Fund (EPF) where people keep on asking about the status of there EPF withdrawal request?, Status of there EPF transfer request, there  EPF account balance etc.. Like us, EPFO is also receiving tons of queries and complaints daily. So to deal with, EPFO has stated offering few online services like …

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What Do Banks Do With Our Money To Make More Money?

I think, most of us already know that banks earn money by taking deposits and lending money. In simple terms, banks takes deposits from public and lends to public. The difference in interest rates is what helps them to sustain. For example- I invested a sum of money in Fixed Deposit (FD) in SBI bank for 1 year at an …

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Assessing the Major Retirement Schemes: EPS, EPF, GEPS

A pension is a kind of a retirement plan, where people receive a fixed sum of money on regular basis from a fund to which they and their employer have contributed over the period of their employment. Though many pension plans are available in the market but the most common ones are Employee Pension Scheme (EPS), Employee Provident Fund (EPF) …

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How To Do Tax Planning In 2013?

Tax planning implies the spelling out of financial goals, where by the financial goals are aligned according to the tax liabilities and taxation is managed in a legal and systematic manner. Before planning tax liability it is important that the taxpayer studies a few basics. Every taxpayer shall go through Section 80C for getting acquainted with tax planning with schemes …

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A Guide To Tax Saving Mutual Funds

The SEBI (Securities & Exchange Board India) says that taxes levied on a person’s annual income are exempted if he/she makes an investment in tax saving mutual funds. But should tax saving be the only criteria for deciding the mutual fund one should invest in? And how viable it is to rely on such funds for good returns? Let’s find …

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Five Things You Dont’ Know About Your Bank Account!

Today we are discussing some of the less known facilities offered by banks to there customers. Knowing these facilities can help you during some urgency like you want your Cheque gets credit in your bank account immediately or you want to withdraw more then the available balance from your saving bank account. So lets have a look at some less known facilities …

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How To Create Tax Saver Fixed Deposit Online?

Tax saving Fixed Deposit is one of the safest ways of saving tax. As name suggest, tax saving FD’s offers tax exemption to the investors under section 80C of the income tax act 1961. In other words, tax payers can invest under tax saving FD’s to avail tax exemption upto Rs 1 lakhs u/s 80C. Investors can invest in tax …

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Share Your Tax Saving Tips And Win Gift Vouchers Worth Rs. 5000

Saving tax is one of the most common incentives behind the investments, most of the individuals do every year. But not all tax saving schemes are profitable to a good extent. There are variety of options and investment instruments which provide tax benefits under various sections of income tax act. Different schemes and options deliver different returns, while sum are …

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Highlights Of Union Budget 2013-14

– Finance minister of India, P Chidambaram has started his budget speech for the year 2013 –14 in Lok Sabha. – This is Chidambaram’s 8th budget speech. – This is last union budget before elections. –  There is need to encourage Foreign Investment in India. – Current account deficit is a big concern. – 17% hike in allocation to Education …

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Step By Step Instructions To Register And Make Online Payments Through ezeClick?

American Express has launched an online service with the name ‘ezeClick’ to facilitate its customers. As name suggest this service helps customers make there online payments using their credit cards quite easily. ‘ezeClick’ is a unique product which is launched in India for the first time by a credit card company. ezeClick takes all your credit card details once i.e …

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Highlights Of Railway Budget 2013-14

Rail Budget 2013-14 will present today February 26, 2013 by Finance Minister Pawan Kumar Bansal in Lok Sabha. – 11:15 A.M Railway Minister Pawan Kumar Bansal has reached Parliament. – 11:59 A.M Countdown has began, few more minutes left for Rail Budget 2013. – 12:00 Live from Lok Sabha. – 12:10 P.M Some major Rail stocks before Rail Budget speech …

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Home Loan Saver Account Help Cut Home Loan Interest Costs

If you are a Home loan borrower or planning to take one then this article may be a great help for you. Buying a house is a dream of lakhs of people in our country and to fulfill this dream people land up taking Home Loan. Bank make an EMI of your loan that you as borrower have to pay …

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