Home Loan Saver Account Help Cut Home Loan Interest Costs

If you are a Home loan borrower or planning to take one then this article may be a great help for you. Buying a house is a dream of lakhs of people in our country and to fulfill this dream people land up taking Home Loan. Bank make an EMI of your loan that you as borrower have to pay …

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Basic Services Demat Account (BSDA)– Demat Account With No Annual Maintenance Charge

With the introduction of BSDA (Basic Services Demat Account) now small individual investors can open and maintain demat account for trading in securities market of India without or small annual maintenance charge. Induction of BSDA is a result of market regulator SEBI’s effort to make large number of individual investors to invest in the Indian stock market. From October 01, …

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How To Download ITR-V Acknowledgement From The Income Tax Website?

Are you planning to file your income tax return online this time? If yes, then this article will be a great help for you. If you are filing your ITR online without digital signature then you will have to send the acknowledge receipt i.e ITR-V to the income tax department in Bangalore. ITR-V is an acknowledgement receipt generate by the …

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Best Ways To Earn Tax Free Income

No one likes to pay tax on there income as well as savings/ Investments but government impose tax on almost all types of incomes earned by a resident in India. Now when just two months left for the financial year 2012 to end, being a tax payer you must be little worried to know how to save tax on your …

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Pre-Approved Home Loans- Is It Actually Helps You?

If you are planning to buy a house property for the first time and you have enough of cash to make the payment by your own than it is great but if you require to take loan for the same than it is advisable to check your loan eligibility from the lending bank before finalizing property for purchase. Whenever we …

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Union Budget 2013-14 – What To Expect?

The most awaited time of the year is approaching i.e union budget. Like every year, finance minister of India will soon present the union budget in the parliament which will reflect the overall financial health of the government. Apart from disclosing the picture of income and expenditure of the government, budget also come up with the fiscal policy changes for …

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Capital Gain Tax With Indexation Benefits

Today I am going to tell you what are the indexation benefits of Capital Gains, but before we look into benefits its worth to understand what is Capital Gain, It’s the profit or gain made by you in long term either by holding or selling your fixed assets like land, buildings, machines and so on. Any assets held by any assesse is …

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SBI PO Recruitment 2013: 1500 Job Openings For Probationary Officers

State Bank of India (SBI), has finally announced 1500 job openings for fresher’s for the recruitment of probationary officers. Starting from January 30, 2013 candidates will be able to apply online at the official website of SBI for SBI PO 2013. The total number of posts offered by SBI for the recruitment of Probationary Officers (PO) are 1544. Candidates should …

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How To Calculate Income Tax On Rental Income?

If you own two houses and let one house on rent then your second house will generate rental income so you will be have to pay tax on the income received as rent. On the other hand, if you own two houses and don’t let your second house on rent then also you have to pay tax as if your …

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Investment Proofs For Claiming Income Tax Deductions FY 2012-13

Are you done with your investments to avail tax deductions this financial year? If yes, then you must know that submitting the proofs of your investments to your employer as evidence of your investment is equally important as making investments. In simple words, as a tax payer you are required to submit the proofs of your investment to your employer …

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National Pension System (NPS): The Best Place To Invest For Retirement

Are you thinking to invest a part of your monthly income for your retirement? If yes, then you must also be struggling to get the answer of the question that comes from most of the people i.e “Where to invest for retirement planning?”. If you keep an eye on the financial market and like taking risk then you will find …

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Real Estate Bill Provisions To Protect Buyers Of Builder Projects

Real estate sector is on boom which make lot of builders coming with there new housing projects across the country. Customers who invest there hard earned money left struggling with builders due to there false commitments. Now to address customers issues, government is working towards making a new legislation. The Real Estate Bill, which would deal with the issues faced …

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Public Provident Fund (PPF) In India: Safe Investment To Save Tax

Financial year 2012-13 is moving towards its end and this is the time when most of the tax payers think of investing in different tax saving instruments to save tax. Tax saving instruments are those investment schemes which offers tax deduction under income tax act 1961. Although there are number of tax saving instruments available in the market like ELSS, …

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Difference Between Collateral Loan And Security Loan

When I approached bank for taking loan for the first time, the loan manager discussed different financial terms like security, collateral, mortgage, Lien etc. Frankly that time these all terms were alike for me as I was not aware what is the difference between these terms and how it matters in my loan request. So I decided to have a …

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