Personal Loan Guide: 5 Things You Should Consider

Not everyone is fortunate enough to have enough funds to meet financial needs. Many people, at some stage of their life apply for personal loans to finance certain events such as medical emergencies, weddings, vacations and even to make credit card payments. For those who are unaware, personal loan is an unsecured loan provided by financial institutions to borrowers, on the basis …

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How To Get Your Old Rs. 500-1000 Notes Exchanged During Grace Period

Did you miss getting your old Rs. 500-1000 notes exchanged before December 30, 2016? If yes, then you still have a chance to get your old currency notes exchanged. But, there’s a catch as not everyone can knock the door of Reserve Bank of India to get the old notes exchanged. Read on to find out if you fall in …

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7 Reasons Why Your Cheque Is Dishonoured

Issuing cheques is a very convenient method of making payments. What it requires is just writing the date, amount of money to be paid, name of the person who is to be paid to and signature. Though it sounds very easy, but there are plenty of cases where cheques are bounced. Just a single mistake can make your cheque being not honoured by …

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What Is The Difference Between TAN Number & TIN Number?

Most people get confused with similar sounding words. TAN and TIN are one of those and may create confusion. In this post, we will explain the concept of TAN Number & TIN Number. But before moving to TAN and TIN, lets first understand the concept of Tax Deduction. Tax Deducted at source (TDS), Tax collected at source (TCS) and Value Added …

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How To Get Re-KYC Done For Bank Accounts

As per the KYC (Know Your Customer) guidelines issued by RBI, every bank is required to obtain and maintain updated documents of its account holders. In an attempt to avoid fraudulent activities, banks update the document of all their account holders periodically. If you have recently opened a bank account, then you would have got KYC done while opening the account …

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EPF Withdrawal Process Simplified: All You Need To Know

Are you an EPF account holder? If yes, then we have a great  news to share with you. The Employees’ Provident Fund Organisation (EPFO) has simplified the EPF withdrawal process by eliminating the need of employers signature or any other approval at the time of EPF withdrawal.

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Check 5 Signs Of Purity Of Gold

The recent trend of gold has shown tremendous growth, which has encouraged more people to purchase gold either for investment or otherwise. But whenever one plans to purchase gold or gold jewelry, the very first thing that the person should ensure is the purity of gold, i.e how pure the gold is? But here comes a question, how an individual …

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How To Exit From An Unwanted Insurance Policy

In India, tax planning is one important task which makes many people invest their money in different schemes to get some tax exemption. Buying insurance policy is also one of the avenues where people get exemption over the premium payment of the policy year after year. This is one reason why people buy insurance policies without a need, that too which …

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What Is A Gift Card? How It Can Help You Get Rid Of Boring Gifts

How many times does it happen that your friend/ spouse/ parents or your kids have birthdays in the next few days but you don’t know what to gift them. You are afraid that whether they will like your gift or not. You might have some ideas in mind but you are not sure whether to gift that thing or not. …

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Tax Benefits Of Health Insurance

Most of us believe that health insurance is limited to paying our hospital bills when we fall sick. Unaware of advantages of health insurance, most individuals continue living without health insurance. What needs to be learnt is that benefits of health insurance go beyond protecting us and our family from unexpected high medical costs. There are numerous benefits of health insurance apart from paying …

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How To Automate Investments & Savings In India

People nowadays don’t have enough time to park their money in investment or saving schemes regularly which makes a big part of their money stay idle in their savings bank accounts. Considering this issue, we have listed some ways which can help you automate investments and savings, which will not only help you invest your money but also offer you better returns. …

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Best LIC Policies For Tax Saving Under Section 80C

Tax saving is considered as one of the most common motive behind investments. But which is the best investment option? Where should you invest to get tax exemption? There are numerous investments options which can help you save tax. However, in this post, we will solely concentrate on the life insurance policies which are one of the best investment options …

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Tax Benefits On Life Insurance Policies Under Section 80C

At the end of every financial year, most of us find ourselves planning our finances and browsing different options to save tax under various sections of Indian Income Tax Act. If you are also one of them and are looking for some tips to save your hard earned money, then we are here to help you. All you need to do to …

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LIC Bima Diamond Plan: Features & Benefits

On the occasion of its Diamond Jubilee, state-run LIC (Life Insurance Corporation) announced its LIC Bima Diamond Plan in September 2016.  The Bima Diamond Plan is a non-linked, with profits,  limited premium payment money back plan. It is a close ended plan and will be available till August 31, 2017. What are the features of LIC’s latest plan? How will this …

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