Mobile Banking: All You Need To Know

Mobile banking refers to a system through which customers of any financial institutions can avail the facility of financial transaction with the help of their mobile phones. This is made possible with the advancements in the web technologies. Till 2010, only SMS banking was operative but now the introduction of various smartphones has enabled the use of mobile web. European …

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12 Credit Card Safety Tips: How To Save Yourself From Credit Card Fraud

Do you use your credit card frequently? Do you pay your restaurant bills via credit card? And do you like online shopping using credit card? Have you started relying too much on your credit card after demonetization? Have you been charged twice for any transaction? Do you often get calls and e-mails asking for your credit card details? If your …

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Want A Bank Loan? Check Which Bank Offers What Based On Your Credit Score

At some point of time, most of us need money to meet our requirements like for purchasing a home or a vehicle. The best and most secure place to get money is from your bank or from financial institutions. But keep in mind that banks or financial institutions these days approve / reject loan requests based on your credit score.

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5 Tips To Maintain And Improve CIBIL Score

Are you planning to apply for a credit card or loan? Is you CIBIL score well sorted? Do you have a high credit score? The term CIBIL score/credit score may seem new to most of you, but it is the first thing that is checked by the bank when you apply for a credit card or loan. If your credit …

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6 Things To Remember While Closing Home Loan

While owning a house is a dream of most of us, not everyone is fortunate enough to have sufficient funds to buy it. Those who can’t arrange enough funds, rely on home loans from banks to fulfill that dream. Home loans enable people to buy their dream house and pay for it over a period of time through EMI’s. Many people …

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Highlights Of Railway Budget 2017-18

Indian government has taken a huge departure from the custom of announcing the Union budget and Railway budget separately. The Rail budget will no longer be presented separately from the Union budget from the fiscal year 2017–18. Government has announced both the budgets in advance today (February 1, 2017). Read on to find out what Railway Budget 2017-18 has is store for you.

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Union Budget 2017-18: Highlights & Expert Analysis

Union Budget has always followed the convention of being presented on the last working day of February. This time, however, things are  pretty different. Taking a departure from the custom of announcing the Union budget on the last day of February, the government has announced the Union Budget 2017-18 in advance, on February 1, 2017. The reason behind advancing the budget budget is …

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Personal Loan Guide: 5 Things You Should Consider

Not everyone is fortunate enough to have enough funds to meet financial needs. Many people, at some stage of their life apply for personal loans to finance certain events such as medical emergencies, weddings, vacations and even to make credit card payments. For those who are unaware, personal loan is an unsecured loan provided by financial institutions to borrowers, on the basis …

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How To Get Your Old Rs. 500-1000 Notes Exchanged During Grace Period

Did you miss getting your old Rs. 500-1000 notes exchanged before December 30, 2016? If yes, then you still have a chance to get your old currency notes exchanged. But, there’s a catch as not everyone can knock the door of Reserve Bank of India to get the old notes exchanged. Read on to find out if you fall in …

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7 Reasons Why Your Cheque Is Dishonoured

Issuing cheques is a very convenient method of making payments. What it requires is just writing the date, amount of money to be paid, name of the person who is to be paid to and signature. Though it sounds very easy, but there are plenty of cases where cheques are bounced. Just a single mistake can make your cheque being not honoured by …

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EPF Withdrawal Process Simplified: All You Need To Know

Are you an EPF account holder? If yes, then we have a great  news to share with you. The Employees’ Provident Fund Organisation (EPFO) has simplified the EPF withdrawal process by eliminating the need of employers signature or any other approval at the time of EPF withdrawal.

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Check 5 Signs Of Purity Of Gold

The recent trend of gold has shown tremendous growth, which has encouraged more people to purchase gold either for investment or otherwise. But whenever one plans to purchase gold or gold jewelry, the very first thing that the person should ensure is the purity of gold, i.e how pure the gold is? But here comes a question, how an individual …

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How To Exit From An Unwanted Insurance Policy

In India, tax planning is one important task which makes many people invest their money in different schemes to get some tax exemption. Buying insurance policy is also one of the avenues where people get exemption over the premium payment of the policy year after year. This is one reason why people buy insurance policies without a need, that too which …

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What Is A Gift Card? How It Can Help You Get Rid Of Boring Gifts

How many times does it happen that your friend/ spouse/ parents or your kids have birthdays in the next few days but you don’t know what to gift them. You are afraid that whether they will like your gift or not. You might have some ideas in mind but you are not sure whether to gift that thing or not. …

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How To Automate Investments & Savings In India

People nowadays don’t have enough time to park their money in investment or saving schemes regularly which makes a big part of their money stay idle in their savings bank accounts. Considering this issue, we have listed some ways which can help you automate investments and savings, which will not only help you invest your money but also offer you better returns. …

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