SIP Vs VIP – Which Monthly Investment Plan Offers Better Returns

Making investment under stock market via Systematic Investment Plan (SIP) has been proved successful strategy to play safe in volatile nature of stock market. This popularity of SIP between investors, made mutual funds to come up with an advance version of SIP called as VIP. VIP stands for Value Averaging Investment Plan, it is relatively a new method of investing …

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Live Near Metro? Get Ready To Pay Extra Tax

Are you living close to Metro corridor? If yes, here is something that can directly impact your pocket. It is been proposed to the government, to impose additional tax on people who lives close to the metro corridors. The Union Urban Development ministry proposed this to the state government asking their opinion on the proposal of levying tax on land …

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Budget 2012 Is Likely To Offer Additional Tax Benefit To Home Loan Borrowers

Budget 2012 – Like every year common people have their eyes on the upcoming financial budget. This financial budget is likely to get some good news for home loan borrowers in the form of additional tax benefit on payment of interest amount and repayment of principal amount. As of now, one is entitled to claim tax benefit on both repayment …

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Why And How To Switch Bank For Existing Home Loan?

When we talk about switching existing home loan from one bank to another, ‘What is the very first thing which comes to your mind?’. In most cases, that one thing which makes you switch home loan is saving money. And to save money, home loan customers always tries to keep there eye on the upcoming attractive offers by different banks. …

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Walk In Interview For Sales Executives At ICICI Lombard Delhi On 10th Feb 2012

ICICI Lombard General Insurance Company Ltd, one of the largest private sector general insurance company is going to conduct walk-in interview in Delhi on February 10, 2012 for the post of sales executives. Find the complete details below :- Description From To Time 10:00 AM 1:00 PM Experience Fresher 5 Years   Educational Qualification: Graduate in any discipline from a recognized …

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What Is The Right Age For Your Kid To Have A Saving Bank Account?

Looking at the lifestyle of kids these days, banks have come up with a unique saving bank accounts especially designed for minors. The idea to introduce this kind of account came with the fact that now kids get more cash in the form of pocket money and gift than what we used to get when we were kids. Unlike previous …

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Bad News– Home Buyers Will Get Less Loan Amount As Per New RBI Guidelines

Reserve Bank of India (RBI) have notified banks not to include the cost of stamp duty, registration charges and other charges while calculating the value of a property for granting home loan. Which simply means, now banks will calculate the value of property on the basis of basic price of the property as other charges like stamp duty, registration charges …

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Enter Your 10 Digit PNR Number To Enquire Your Indian Railways PNR Status

Passenger Name Record (PNR) is a 10 digit unique number which gets generated after making reservation at Indian railways. After booking ticket at Indian Railways, one can locate PNR NO. at the top left corner of the reservation ticket and can use the same to check his PNR status. This 10 digit unique number (e.g. PNR No. 999-9999999) contains the …

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Need Funds – Borrow Loan Against Insurance Policy Or Surrender The Policy?

Financial institutions and banks have list of criteria’s which they follow while approving loan  applications of there consumers which is not known to us. These criteria’s if not satisfied can lead to rejection of your loan application. So it is better for every one of us to know what all alternatives do we have which can help us get the …

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ICSI : New Syllabus Introduced For CS Foundation Programme

The Institute of Company Secretaries of India (ICSI) has introduced a new syllabus for CS Foundation Programme. The Company Secretaries (CS) Foundation programme consists of four papers viz., Business Environment and Entrepreneurship; Business Management, Ethics and Communication, Business Economics, Fundamentals of Accounting and Auditing. The new syllabus of Foundation Programme has come into effect from 1st February, 2012. The examination …

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What Is The Difference Between Tax Free Bonds & Long Term Infrastructure Bonds?

The time of investing under schemes which help you save tax is approaching. Which is why people have started exploring new investment avenues which can reduce there taxable income. ‘Tax Free Bonds’ and ‘Long Term Infrastructure Bonds’ are two good investment options available which can help you save tax. But most of the people do not know the difference between …

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Equifax Credit Report – A New Credit Score In India After CIBIL

Equifax Credit Report, as name suggest is a Credit Report given by Equifax –  India’s second credit information bureau. After CIBIL, now Equifax has also stated giving credit report and credit scores for individuals in India. What Is Equifax Credit Report? Equifax credit report is a consolidated report maintained by Equifax Credit Information Services Ltd. This report contains the complete …

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