What is TDS? Here’s All You Need To Know About It

Link PAN card with Aadhar card

TDS or Tax Deductible at Source is a big confusion point for a lot of taxpayers. What is TDS, how is it calculated and how is it deducted are some questions users have in their minds. Today, we are going to answer all the questions related to the same. This is to ensure you are able to file your income tax returns without …

Read More »

Trying To Save Tax Early In Your Career? Use These 5 Tips

Tax Saving Tips

Tax is something you cannot avoid. From being levied on everything you buy to your earnings, taxes are everywhere. However, that does not mean you have to just give up. While you may not be able to save tax on things you purchase, it is possible to save the tax levied on your income. This is the purpose of this …

Read More »

Did You Know About These Benefits Available To Senior Citizens In India?

Senior Citizen Benefits

In India, the workforce is mostly aged between 18-35 years of age. However, there is a sizeable portion of the workforce that comprises of senior citizens. These members of our society  are unable to add much to our GDP as they are unable to work with same capacity as they could in their heyday. However, as a society, these folks do …

Read More »

Income Tax Filing Time: Which Form Should You Fill?

Link PAN card with Aadhar card

The Income Tax department has announced the last date for filing income tax for assessment year 2017-18. It is July 31, 2017 and it is sure to make everyone scramble for their requisite papers. Filing tax is not as difficult as it seems. The real problem lies in a few steps. One of those problems is choosing the right form for …

Read More »

GST Does Not Address These Three Issues!

GST or Goods and Services Tax is a landmark reform that Indian government is about to implement. This system aims to eradicate multiple taxes in favour of a one-time tax. It aims to bring the cost of various commodities down. For this purpose, four tax slabs have been created and various goods and services have been placed in each slab. While …

Read More »

Filing Income Tax? Use These Methods To e-Verify ITR

Filing income tax is an annual affair. It is a necessary process and hence, getting it right is quite important. Among the areas of error when filing ITR is its e-verification. Earlier, you had to fill up the Form-5 and then send it via post to IT department. Another method was usage of digital signature. However, in 2017, the Indian …

Read More »

Filing Income Tax Will Be Easier In 2017

Link PAN card with Aadhar card

Income Tax filing every year is a new experience for a lot of working folks. From disclosing income sources to paying advance tax, there are a lot of things that one can talk about. This time, we talk about IT filing. You still have to do it in 2017 as you had to in 2016. The advisory of disclosing everything applies this …

Read More »

Goods And Services Tax: Here’s What Will Be Taxed

Goods and Services Tax is a land mark taxation reform. Till now, the taxing of products and services takes place at various touchpoints. Upon the enactment of GST, it will all be charged at one point only. For goods and services that are perishable, this means less wastage due to infrequent stops. This way, the prices of goods and services can …

Read More »

Here’s Why You Should Link Your PAN Card With Aadhar Card

Reasons to link PAN card with Aadhar card

A recent move by Indian government asks masses to link their PAN card with Aadhar card. A big reason behind it is the digitisation drive the government is on. However, that is just one way to look at it. Another way to look at it is with the perspective of note ban that happened months ago. While that move aimed squarely at …

Read More »

Link You PAN Card With Aadhar Card Using These Steps

Link PAN card with Aadhar card

When the Indian government started the process of making Aadhar card, its goal was to give the citizens a document that could stand as a proof of identity, residence, etc. Today, the government’s goal has changed. It now focuses on going digital. An essential process in this regard is to link everything to Aadhar card as it is a digital …

Read More »

Three Things Recent CIBIL Survey Tells About Us Indians

Benefits of CIBIL

CIBIL is India’s credit rating agency. It monitors individuals and companies’ financial health by scoring them on a scale. The marks given on this scale determine and individual or company’s credit worthiness. In simple terms, based on this score, you can secure a high loan amount or see your application get rejected. CIBIL recently conducted a survey that talked about …

Read More »

Consider These Before Withdrawing Your Provident Fund Money

PF Withdrawal

A news piece quite recently made people smile. It was about the government easing restrictions of PF withdrawal in case someone wanted to buy a house. In essence, you can withdraw PF money to buy your own house. Isn’t that great? After all, it is your money and you can finally use it to at least buy your own house. However, have …

Read More »

Here’s Why You Should Subscribe To CIBIL Services Right Now!

Benefits of CIBIL

CIBIL is a credit information agency in India. As the country’s first credit information company, it enjoys certain benefits. Firstly, it rates people on their credit worthiness. It holds a big sway on banks’ decision to issue a loan. Recently, it has added a few more services to its portfolio, such as ranking companies on their credit-worthiness. However, there are three big …

Read More »

Here’s Another Way You Can Take A Loan

Co-Borrower Loan

Are you unable to take a loan? Does the bank reject your loan application every time you apply for one? Then, here’s another way you can try going for a loan. You can apply for a co-borrower loan. In this type of loan, you will have to apply along with another person. The other person may be a friend or …

Read More »

Five Credit Score Myths Debunked!

Credit Score Myths Debunked

An individual’s credit score is his/her worth to a bank. The higher the worth, the easier it is for the person to take a loan. Not just that, the individual can take as high a loan as he wants. All that is needed is a good credit score. However, credit score, for some, is a black art. The reason for …

Read More »