Money Transfer To US Via Wire Transfer? Get Routing Number Of The Recipient

Routing Number is a 9 digit numeric bank code assigned by the American Bankers Association to all the financial institutions in United States for their unique identification. It is the very first number set printed on the bottom left of the checks. Originally designed to help banks to identify the payers bank for faster and accurate processing of cheque payments, …

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Your Credit Score – A Reflection Of Your Financial Responsibility

Your credit score is a very important factor in evaluating your financial performance. It is like your financial report card. It reflects your ability to handle your credits. Thus to get a good credit score you will have to handle your credit cards and other secured and unsecured debts properly. It may occur to you that why is it important …

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What Is Application Supported By Blocked Amount (ASBA) Facility?

There are various methods of making investments, out of which stock market is one of the leading sector where people invest there money with the expectation of getting good returns. Companies raise there capital by selling shares of stock to the public. Term like Initial Public Offering (IPO), Follow On Public Offering (FPO) Or Right Issue Of A Company are …

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Secure Money Transfer To Any Bank Account Via Mobile Phone

A new mobile service has been introduced in India to take the retail money payment sector to its next level. With the introduction of IMPS (Inter-bank mobile payment service), now consumers can directly transfer money from their account to any other account in the country using their mobile phone. The best part is you don’t need to have internet enabled …

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Applying For A Loan? Check Your Credit Report First

Are you in need of loan? Do you fulfill all necessary requirements of bank for loan approval still your loan request got rejected? Check you Credit Report, now Credit Information Bureau (India) Ltd. allows individuals to access there credit report directly from CIBIL. What Is CIBIL? The Credit Information Bureau (India) Ltd (CIBIL), is a credit bureau of India. It …

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Download Tax Challan Correction Request Form

Do you file your Income tax return Manually? If yes then read on this is really important for you. The main reason for automating the system of filling income tax return is to minimize the errors. But still there are a big number of people who file their income tax return manually. Errors while depositing tax payment challan physically are …

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Withdraw Employee Provident Fund (EPF)-Check Procedure & Tax Exemptions

What Is Employee Provident Fund (EPF)? Employee Provident Fund (EPF), is a compulsory saving plan and retirement plan for all the legally employed employees. A part of salary gets deducted from each employees salary every month (At present 12% of basic monthly salary) and an equal contribution by the employer. The Employee Provident Fund Organization (EPFO) is a statutory body …

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Travelling Abroad? Get A Travel Currency Card

How do you carry money while travelling abroad? The most popular ways of carrying foreign currency are : Cash and Travellers Cheque. Both of these options are troublesome, as carrying foreign currency in cash is risky and getting travellers cheque encashed is itself a burden in foreign country. But the introduction of Travel card has made the travellers overcome these …

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Difference Between Swift Code And IBAN Code

Banks and financial institutions uses different identification numbers to process there transactions fast and accurately. Account number is one example of this kind of identification number which helps bank as well as the account holder to make and process each bank transaction respectively. Likewise Fund transfer is one process which needs some sort of identification for banks to make faster …

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Difference Between Bond And Debenture

Investment is one term that relates to almost everyone in this world. Everybody want to invest there surplus money according to there purpose and risk taking capacity. As there are number of investment schemes available in the market which majorly varies in terms of risk and return factor. These are two major factors which influence investors to invest there money, …

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Home Loan In Single Name Or Joint Names – Which Is Better?

Whenever we plan to take a loan there are ‘n’ number of factors that we need to consider before finalizing the same like home loan offers of banks, processing fees of bank, EMIs, ownership criteria etc.. Out of which one of the important factor is ownership criteria where you need to decide ‘Should the home loan be in a single …

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Difference Between IFSC And MICR Code

Today monetary transactions are not limited to a bank or a country which makes it mandatory for every financial institution to do a verification before processing. To make this process faster banks and financial institutions are taking help of few codes to simplify and automate there processes. IFSC and MICR code plays an important role in this parlance. Lets have …

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Permanent Account Number (PAN) For NRIs And PIOs

In this article we are going to talk about the importance of Permanent Account Number (PAN) Card for a Non Resident Indian (NRI) or a Person of Indian Origin (PIO). As we all know it is very important to have a PAN card for every tax paying Indian as it helps them in number of ways. Issued by the Indian …

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Be Careful In The Festive Season – Adopt Budget To Avoid Debts

There is always a bliss in the air and a rush of the commuters on road in the festive season as each seek to find the best items to buy for one’s family. With the enthusiasm and the merry making in the festive season you always tend to spend more than you had assumed and as a result you end …

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Purchase Or Transfer Of Immovable Property By NRI/PIO In India

Indian citizens who migrate to some other country for an uncertain duration are known as NRIs. Today lots of people are migrating to other countries for different reasons like education, employment etc. Although they make a complete setup in the country they stay but many of them want to have property in their native country i.e India. Real Estate investment …

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