Start Making Retirement Plans For Better Future

How many times have you thought ‘Lets earn first, Retirement planning can be done later’?  Most of us keep earning money waiting for the right time to make retirement plans, unaware of the fact that for safer and better life after retirement, there is no correct time to start planning retirement. The mantra that works is ‘Sooner The Better‘. It has …

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Equity vs Debt Funds: Which Is A Better Investment Option

Equity as well as debt funds, both funds are an excellent source of investment as well as income, provided one knows exactly which one to go for. Not every fund is meant for everyone. For e.g., on a broader perspective, those who are vary of risks and bear a tolerance for sudden losses can always opt for equity funds. On …

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Unified Payment Interface (UPI) Goes Live: All You Need To Know

If you are using your smartphone just for making calls, browsing social media accounts and capturing images, then we ought to tell you that you are missing out a lot. If you are a smartphone owner and you indulge in banking transactions every now and then, then this post is really going to help you! NPCI (National Payment Network Company) has …

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How To Reactivate Inoperative/Dormant Bank Account

Has it been more than two years since you made any transaction in your bank account? If your answer is yes, then this can land you up in trouble by making your bank account inactive or dormant. People who have more than one bank accounts, often neglect one account or the other which makes that bank account dormant. If you …

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8 Things You Must Know Before Taking Education Loan

Now that the school and college sessions are over, it is the time when students must be looking for different courses in colleges, perhaps from well reputed universities across the globe for further studies. While you must have qualifying percentage or even cracked the entrance exam but not everyone of us has enough savings to pay for the high fees …

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Planning Your Study Abroad? – Get Student Insurance Policy

Most students nowadays plan to go abroad for higher studies. If you also have any such plans then there is something very important for you to know i.e Student insurance policy. Student insurance policy is offered to protect insured from unexpected expenses like medical expenses while studying abroad. In most of the foreign universities, medical insurance is must. So it is always …

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Investment Appraisal Guide: Methods & Techniques

Investment is a long-term commitment of precious funds and consequently it is extremely important to evaluate each investment carefully. Investment appraisal may be defined as the evaluation of an investment with a view to ascertain the returns or gains that are expected to accrue from it. While different techniques may be used in the process of investment appraisal, the major …

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9 Points To Keep In Mind Before Buying Life Insurance Policy

For every individual it is very important to buy a life insurance plan to secure his family before making any other investments. But choosing the best life insurance policy that fits to your needs is equally important. You can find numerous attractive plans these days which are launched by well known institutions. But these two factors- 1.) a well known …

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Brexit: Which Sectors Will Be Most Impacted In India

You must have heard the term Brexit lately. Appearing so much in the news, what exactly does this term mean? Is it going to have any impact in India? If yes, then how is it going to impact the various sectors in India? You will find answers to all these questions in this post. For those who are unaware, Brexit is …

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What Is Dormant Account, How To Save It?

Almost everyone of us has a bank account. There are plenty of reasons why people get bank accounts opened, like for depositing account payee cheques, for transferring money to another account and most of us also receive our salaries in our respective bank accounts. But what happens most of the times is that we open a bank account for a specific …

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Child Insurance Plans In India: All You Need To Know

Nowadays, the most important responsibility of parents is to secure their children’s future. Inflation is going up and up everyday and it seems that it is hitting education sector the most at this time. So if you are a parent, then you need to get your child’s future secure so that you can meet rising needs of your children. To secure …

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Difference Between Repo Rate And Bank Rate

Bank rate and repo rate are short term tools for controlling cash flow in the market. Both rates are used for lending and borrowing money by commercial and central banks. There are many people who consider both of these rates as same, however, there is a difference between repo rate and bank rate. Read on to find out what are repo rate and bank rate, …

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Online Insurance vs Offline Insurance Policy – Which Is Better & Why?

With plethora of insurance companies in the market, with a variety of policies to offer, people often get confused, due to which buying an insurance policy is not that easy as before. But to facilitate customers, now insurance companies are posting all the details regarding there products on their official websites. This online facility not only helps customers to compare …

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What Is To Be Done If Your ATM Card Is Stuck Inside The ATM Machine?

Nowadays, people are more dependent on plastic money than on paper money. One of the most widely used form of plastic money is the ATM card. Though ATM cards are widely used due to their convenience and ease of use, they have their downsides as well. They help us withdraw money from ATM machine anytime in the day but what …

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Interest Rates On PPF, Other Small Savings Slashed

In a bid to make make the economy more efficient rather than sluggish, the government has slashed the interest rates on small savings including Public Provident Fund (PPF) and Kisan Vikas Patra (KVP). The interest rate cut is in lieu with government’s February 16 decision to revise interest rates on small savings every quarter. As a result, the interest rates on PPF (Public …

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