Child Insurance Plans In India: All You Need To Know

Nowadays, the most important responsibility of parents is to secure their children’s future. Inflation is going up and up everyday and it seems that it is hitting education sector the most at this time. So if you are a parent, then you need to get your child’s future secure so that you can meet rising needs of your children. To secure …

Read More »

Difference Between Repo Rate And Bank Rate

Bank rate and repo rate are short term tools for controlling cash flow in the market. Both rates are used for lending and borrowing money by commercial and central banks. There are many people who consider both of these rates as same, however, there is a difference between repo rate and bank rate. Read on to find out what are repo rate and bank rate, …

Read More »

Online Insurance vs Offline Insurance Policy – Which Is Better & Why?

With plethora of insurance companies in the market, with a variety of policies to offer, people often get confused, due to which buying an insurance policy is not that easy as before. But to facilitate customers, now insurance companies are posting all the details regarding there products on their official websites. This online facility not only helps customers to compare …

Read More »

What Is To Be Done If Your ATM Card Is Stuck Inside The ATM Machine?

Nowadays, people are more dependent on plastic money than on paper money. One of the most widely used form of plastic money is the ATM card. Though ATM cards are widely used due to their convenience and ease of use, they have their downsides as well. They help us withdraw money from ATM machine anytime in the day but what …

Read More »

Interest Rates On PPF, Other Small Savings Slashed

In a bid to make make the economy more efficient rather than sluggish, the government has slashed the interest rates on small savings including Public Provident Fund (PPF) and Kisan Vikas Patra (KVP). The interest rate cut is in lieu with government’s February 16 decision to revise interest rates on small savings every quarter. As a result, the interest rates on PPF (Public …

Read More »

How Union Budget 2016-17 Will Impact You

Finance Minister Arun Jaitley has announced his third Union Budget. A lot of announcements were made but it didn’t come with a lot of bells and whistles. The budget 2016-17 did not announce any major relief for individuals, but it did announce a lot of positive things. If you are wondering how the budget 2016 is going to impact your pocket, …

Read More »

Union Budget 2016: Highlights & Expert Analysis

The Union budget 2016-17 has been presented in the Parliament today, on February 29, 2016. With the budget already been announced by Finance Minister Arun Jaitley, you all must be wondering, what the budget 2016-17 has brought with it and how it is going to impact you.  With a lot of expectations riding on Mr. Arun Jaitley, let’s find out what Indian Budget 2016-17 brings with …

Read More »

Highlights Of Railway Budget 2016-17

Railway Minister, Mr. Suresh Prabhu, has finally announced the full fledged Railway Budget 2016-17 in the Parliament today. What is different in this year’s budget is that for the first time in the history, Railway invited suggestions from the public. Needless to say, it would have received countless suggestions and expectations. But has our government accepted any suggestions? Is our railway …

Read More »

What Is CIBIL: All You Need To Know About CIBIL

While applying for a credit card or loan, the first thing that is checked is your CIBIL score/credit score. People who apply for a loan are required to have a good credit score. Though, most of you may have come across the term CIBIL, there are very few who know what exactly CIBIL is. If you are one of those and are applying for …

Read More »

NRIs Can Purchase House In India, NCDRC

Home Loan Rejection

National Consumer Disputes Redressal Commission (NCDRC), presided by Justice J M Malik, has said that NRIs can purchase house in India. The decision from NCDRC comes while directing a firm named Supertech Ltd, to pay around Rs. 64 lakh to an NRI, to whom it denied possession of a flat in Greater Noida in Uttar Pradesh. Supertech Ltd is now asked to pay Rs. …

Read More »

How To Get Your Passport In A Week With Just Four Documents

Planning to visit abroad and don’t have a passport yet? Don’t worry! The ministry of external affairs has made it very simple for Indian citizens to obtain a passport. External affairs minister Sushma Swaraj has announced two major changes to fast track the process of obtaining fresh passport under the normal category and to secure an appointment at the local passport seva kendra …

Read More »

Delhi Government Launches DVAT BILL App To Make Citizens ‘VAT Inspectors’

In an attempt to boost tax collection and bring transparency, Deputy Chief Minister Manish Siodia has launched DVAT BILL app. As per Sisodia, by using this app, citizens can become ‘VAT inspectors’. The software has been developed by Trade and Taxes department of Delhi government. “Today, technology gives power to any citizen to be as powerful as MLAs, minister or bureaucrat. We are …

Read More »

9-Point Checklist To Keep In Mind Before Buying House In India

Home Loan Rejection

Settling down means a lot of things to a lot people like getting married, getting financially secured or having a stable job. But to most of us settling down is synonymous to buying a house. But before you make the investment to get your own abode, there are several important things to consider first. This post will help you understand …

Read More »

11 Transactions For Which PAN Card Is Mandatory Starting January 2016

Are you going to buy jewelry? Or do you have to pay your hotel bills exceeding Rs. 50,000? If yes, then make sure you are carrying your PAN card. Finance Ministry has made it mandatory to furnish Permanent Account Number (PAN) or PAN card mandatory while making cash transactions over Rs. 50,000. This attempt has been made to curb the …

Read More »

Who Can Use ITR 2A, Who Cannot Use ITR 2A? All About Income Tax Return 2A Form

Finance Ministry of India has introduced a set of new Income Tax Return forms including ITR 2A for taxpayers to file their returns for current assessment year 2015-16. Previously, salaried people were supposed to fill the ITR-2 form which is considered as complicated. In order to ease that complexity of filling the form, this new ITR-2A form has been released. The …

Read More »