Loan or Credit Card: Which Is Better?

Loan vs Credit Card

We are all consumers. While that is a redundant statement, there’s a reason why we mention it. Since we are consumers, we are constantly using new products and services on almost a daily basis. This means that sometimes, we may not have money to support our needs. For example, there are people who buy a home for themselves before they turn 30. Then …

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Do These Things When Buying Health Insurance

Things To Know About Health Insurance

Health insurance has become an important purchase for modern families. After all, the risk of diseases and accidents has been on an upswing. So, buying a health insurance is no longer advised, it is recommended. However, there are certain things you should know/do when buying a health insurance. These things are there to ensure you can avail your policy when you need …

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How To Keep A Good Credit Score

High Credit Score

Today, we will talk about how you can keep a good credit score. Before that, let’s do a recap of what is a credit score and what are its benefits. A credit score is a bank’s  way of knowing that it can trust you with its money. The higher your credit score, the more loan and credit you can take from bank. …

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Why Having A Good Credit Score Is Important

Credit Score Benefits

When you apply for a loan, the bank tells you the down payment you have to make. This down payment varies from individual to individual. Why? Because of each person’s credit score. You also get to read about various finance schemes where only 10 per cent down payment is needed. But upon approaching the financier, you only get 60-70 per cent coverage offer. …

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Best Investment Options For You In 2017

Best Investment Options

Investment is a big deal for all of us. Prices increase faster than our incomes. No matter how much we prepare for bad times, our budget always seems to go for a toss. If we have one thing to protect us from these setbacks, it is our investment. However, investing in just about anything will not do. After all, if you …

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Why You Should Renew Your Health Insurance On Time

Health Insurance Renewal

Health insurance has become an important investment in today’s times. Rising pollution levels and increasing health risks make purchasing a health insurance policy necessary. The subscription rates for such policies are on a rise too. However, there is a problem when it comes to renewal. A number of subscribers do not get their health insurance policy renewed on time. Hence,. today’s piece is meant …

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Which Is The Best Credit Card For You?

Best Credit Card

Choosing the right credit card is important. When you use it, almost every credit card gives you some benefits. These benefits may be discounts on purchases or more points to buy stuff from credit card issuer’s store. However, the benefits afforded by each credit card are different. Hence, choosing the best credit card can mean the difference between you piling up a big bill …

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Pradhan Mantri Jeevan Jyoti Bima Yojana: Ensuring an Insured Life for Every Indian

Pradhan Mantri Jeevan Jyoti Bima Yojana

Financial inclusion, the delivery of financial services at affordable costs to vast sections of disadvantaged and low-income groups. In the recent time, financial inclusion has been the buzzword due to its remarkable merits that favour the comprehensive development of India. It promises significant benefits, especially for the rural economy, which will witness a revolution in the availability of financial instruments …

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Here’s How You Can Get Best Insurance For Your Car

Best Car Insurance Policy

Different things have different values in our lives. In the case of a car, while some treat as just a mode of transportation, some treat it as a family member. Their attachment to their cars is something you may not even believe. However, not matter how you look at your car, you always want the best things for it, be it …

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Did You Know About These Benefits Of Term Insurance?

Benefits of Term Insurance

We all wish for our prolonged lives. We do not wish to cause any harm to others or be harmed by them. When it comes to our families, we are even more protective. One of the ways in which we try to protect out families is by opting for a life insurance. This way, even if an incident takes place and we …

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Here’s Why You Should Upgrade To A Chip-Based Debit Card Right Now!

Chip-based cards

Back in 2016, the Reserve Bank of India had instructed banks to shift to chip-based cards – both debit cards and credit cards. In doing so, it compared the difference between Point of Sale (POS) terminal infrastructure to that of ATM infrastructure. It even gave the banks a deadline till September 30, 2017 to make the shift. Banks being banks, …

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6 Things To Remember While Closing Home Loan

Home Loan Rejection

While owning a house is a dream of most of us, not everyone is fortunate enough to have sufficient funds to buy it. Those who can’t arrange enough funds, rely on home loans from banks to fulfill that dream. Home loans enable people to buy their dream house and pay for it over a period of time through EMI’s. Many people …

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Buy Travel Insurance To Enjoy Tension Free Trips

Who doesn’t want to go for a trip to relax and enjoy? After spending most of our time at work, all we want is a vacation to rejuvenate. A vacation, should be such, that we don’t have to bother about anything. But, not everyone of us is fortunate enough to have a worry free trip. Even if we go for …

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6 Tips For Secure Banking Transactions

High Credit Score

Earlier, for every transaction we had to make, we were supposed to visit our bank branch physically. Within few years, banking sector has evolved to a great extent. Customers nowadays don’t have to visit their bank every time they make a transaction. Almost every banking task, starting from depositing money, withdrawing money and transferring money is possible while sitting at …

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How To Keep Financial And Other Important Documents Safe

It is very important for all of us to keep our financial and other documents safe and protected from misuse. Moreover, if our documents are safe and if we need them in future, then we can access them easily and in time too. Many of us still follow the old school of keeping the  documents safe. We put the hard copies …

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Wedding Insurance: Insurance Policy To Insure Your Marriage Against Losses

Have you ever heard about Marriage Insurance? Sounds weird but it’s true. Insurance companies these days, offer an insurance product that provides cover against loss which occurs due to cancellation or postponement of wedding for some reason. Today most people spend lakhs or crores of rupees on weddings to make that one day memorable for life. But what if due to …

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