SBI PO Recruitment 2013: 1500 Job Openings For Probationary Officers

State Bank of India (SBI), has finally announced 1500 job openings for fresher’s for the recruitment of probationary officers. Starting from January 30, 2013 candidates will be able to apply online at the official website of SBI for SBI PO 2013. The total number of posts offered by SBI for the recruitment of Probationary Officers (PO) are 1544. Candidates should …

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How To Calculate Income Tax On Rental Income?

If you own two houses and let one house on rent then your second house will generate rental income so you will be have to pay tax on the income received as rent. On the other hand, if you own two houses and don’t let your second house on rent then also you have to pay tax as if your …

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Investment Proofs For Claiming Income Tax Deductions FY 2012-13

Are you done with your investments to avail tax deductions this financial year? If yes, then you must know that submitting the proofs of your investments to your employer as evidence of your investment is equally important as making investments. In simple words, as a tax payer you are required to submit the proofs of your investment to your employer …

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National Pension System (NPS): The Best Place To Invest For Retirement

Are you thinking to invest a part of your monthly income for your retirement? If yes, then you must also be struggling to get the answer of the question that comes from most of the people i.e “Where to invest for retirement planning?”. If you keep an eye on the financial market and like taking risk then you will find …

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Real Estate Bill Provisions To Protect Buyers Of Builder Projects

Real estate sector is on boom which make lot of builders coming with there new housing projects across the country. Customers who invest there hard earned money left struggling with builders due to there false commitments. Now to address customers issues, government is working towards making a new legislation. The Real Estate Bill, which would deal with the issues faced …

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Public Provident Fund (PPF) In India: Safe Investment To Save Tax

Financial year 2012-13 is moving towards its end and this is the time when most of the tax payers think of investing in different tax saving instruments to save tax. Tax saving instruments are those investment schemes which offers tax deduction under income tax act 1961. Although there are number of tax saving instruments available in the market like ELSS, …

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Difference Between Collateral Loan And Security Loan

When I approached bank for taking loan for the first time, the loan manager discussed different financial terms like security, collateral, mortgage, Lien etc. Frankly that time these all terms were alike for me as I was not aware what is the difference between these terms and how it matters in my loan request. So I decided to have a …

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TRAI : Seek Written Consent From Customers To Activate Value Added Services

Today many customers are facing the problem of default activation of value added services on there mobile phone. So to cater the concern of activation of VAS without the consent of customer, TRAI has come up with new norms. As per the new norms of TRAI, mobile phone service providers have to take written consent from the customers before activating …

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Mutual Fund Direct Plan–You Should Invest Or Not?

SEBI the regulator of securities market in India has directed fund houses to offer mutual fund direct plan to the investors apart from the regular plan. Which simply means, MF houses should allow investors to directly invest in Mutual fund scheme without any broker or agent. Elimination of agents will reduce the middleman commission which in turn reduce the expense …

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Tax Free Bonds 2013 – Invest To Save Tax

Tax Free Bonds, as name suggest these bonds offers tax free interest income. In other words, any interest earned from these bonds will be tax free in the hands of the investors. Tax free bonds are usually issued by government organizations in India to raise their capital. The interest rate on tax free bonds ranging between 8.5 to 8.75% depending …

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Difference Between ULIP And Mutual Funds

Unit linked investment plan (ULIP) and mutual fund are two different forms of investments which confuses most of investors. In broader terms, ULIPs are insurance cum investment product which provides a mix of both insurance & investment in one single policy whereas mutual funds are pure investment product. Both these investments are market linked i.e subject to market risk which …

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LIC Flexi Plus Review

Life Insurance Corporation (LIC), a well known name in the insurance industry has again come up with new insurance plans. LIC introduced two insurance policies with the name Flexi Plus and New Jeevan Nidhi in the beginning of the year 2013. Talking about LIC Flexi Plus policy, it is a unit linked policy which offers the benefit of both insurance …

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Now Aadhaar Card Is Must For Accessing Government Services In Delhi

Delhi Government has made Aadhaar Card compulsory for accessing government services in Delhi region. As per the notification issued by Revenue Dept. and UIDAI, w.e.f. Jan 1st, 2013 no government services will be accessible in Delhi without Aadhaar Card. So if you reside in Delhi and need to get your marriage registered, property registered or want to access any other …

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