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3 Unique Ways To Invest Your Money 

Since the brutal 2008 financial crisis, the global economy has become reasonably stable. Those who were hit badly by the crisis won’t soon forget the trauma, but a decade later, people are feeling better about investing their money again. Sketchy mortgage bonds sold by overly ambitious Wall Street sharks were the primary cause of the crisis, and the collapse revealed a system that was fundamentally broken. Therefore, most average people have been extremely reluctant to invest their hard-earned money in the public markets ruled by financial institutions that don’t always play fair.

At the same time, with job security and retirement pensions being less and less common, it is important to get the most out of your money and feel like the future holds comfort and security. Get a decent return on your money is difficult and the process can be stressful, but making 2 or 3 percent a year on governments bonds or tax-free savings accounts just isn’t good enough for many people. On a high end, 15 percent is an amazing yearly return, so aiming for something between 5 and 8 percent is respectable.

Risk/ Return

The risk-reward ratio in investing represents the higher reward on investments that entail a higher risk. Folks who don’t have the stomach for risk won’t be able to get a nice 10 percent return, but those who shoot for the stars also need to understand the danger of taking a hit.


Hedging is a way to cover your risk by investing in a diverse array of companies, or even an exchange traded fund (ETF). This way, even when one or two investments are losing you money, chances are a couple others are doing great. This way you can still invest in risky companies, and cover your downside with safer, more predictable bets.

Let’s take a quick look at the pros and cons of three different investment ventures:

Cryptocurrency: Currently, Crypto is considered a pretty high-risk investment. However, as Bitcoin, Litecoin and Ethereum start to become more popular and mainstream, the volatility will start to calm – in fact, we’re already beginning to see signs of stability. If you’re worried that buying crypto will be complicated, relax, it’s easy to invest in cryptocurrency through user-friendly platforms that are transparent and secure.

Real Estate

 For those who want to sidestep investing in public companies or commodities, real estate is a solid way to lock in a monthly income and climb up the real-estate ladder. Young couples may want to buy a house they can live in while renting out a unit to pay off the mortgage. Over time, the property will increase in value and the tenants will help you pay down the mortgage. Owning a property is pretty involved, but you’ll have more control over your investment.

Tech IPOs

IPOs from Facebook, Snapchat and Spotify have shown us that there’s lots of money to be made when tech giants go public. Trading the big fluctuations can be a high-risk roller-coaster ride requiring surgical precision, but the payoff can be very tempting. Rideshare companies Uber and Lyft will both be going public in 2019, and they’re certainly opportunities to keep an eye on.

Whether you are risk-averse, or ready for a wild ride, don’t let your money sit in the bank – invest wisely for a secure future.

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