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Why Is Portfolio Diversification Important?

Financial Market comprises of a variety of financial instruments and investment vehicles that you can choose from. You need to understand which financial instruments suit your financial goals the best. Your portfolio... Read more »

All about Non-Convertible Debentures (NCDs)

Fixed income instruments have always attracted investors because of regular income generation attached to them and especially when the equity markets are highly volatile. However, most of the fixed income instruments provide... Read more »

9 Steps to Identify the Best Child Saving and Investment Plans in India

“Today’s child is tomorrow’s future.” It is our duty and responsibility as parents to save and invest for our children. But the biggest worry and confusion in every parent’s mind is how... Read more »

3 Unique Ways To Invest Your Money 

Since the brutal 2008 financial crisis, the global economy has become reasonably stable. Those who were hit badly by the crisis won’t soon forget the trauma, but a decade later, people are... Read more »

Here’s Everything You Need to Know About Saving Tax and Achieving Goals

In India, most of us perceive tax saving investments only as a way to avail tax deductions on the contributions made, while neglecting their other benefits. Hence, a large number of salaried... Read more »

Wallet Friendly Strategies For Black Friday & Cyber Monday

The Thanksgiving weekend is known for its turkey, its football, and its power over bank accounts. Home to Black Friday and Cyber Monday, the weekend represents some of the busiest shopping days... Read more »

Don’t Let Your Mid-Year Bonus Disappear – Here’s How?

Fruits of hard work and patience are always sweet – this applies to your job too. Most employees have yearly appraisal systems, wherein they receive a salary hike and are declared a... Read more »

10 Facts about Sukanya Samriddhi Yojana That You Should Know

If the financial future of your girl child concerns you then the Sukanya Samriddhi Yojana is just what you need to secure your child’s future. It is a small saving scheme that... Read more »

Are Debt Funds An Alternative To Fixed Deposits?

Have you ventured into investing in the debt funds? Are you interested in taking the risk of investing in the mutual funds? Are you wondering whether a debt funds are an alternative... Read more »

What difficulties do companies face while going public?

Almost all companies are launching Initial Public Offering (IPO). It is the first sale of the company shares in the primary market. Several small and large businesses are launching IPOs to collect... Read more »

Top cost-effective smartwatches in 2018

Smartwatches are the next big thing after the introduction of smartphones in our lives, and at a time, when the watches in themselves were slowly becoming an ‘extinct’ entity. With people becoming... Read more »
Fixed Deposits VS Mutual Funds

Fixed Deposits VS Mutual Funds – A Study On Which Is Better To Be Invested On

To save money, people usually choose Fixed Deposits– as they seem to risk-free. The safety and secured view of having your money in the banks seems to be great. But is it... Read more »

An investment in simple terms can be defined as the procedure of investing money or asset, to generate appreciation or profits. Investments are majorly made to create wealth. There are broadly three types of investments namely Ownership investments such as stocks, businesses, real estate, precious objects, and collectibles; Lending Investments such as bonds and savings account; Investments in Cash Equivalents such as money market funds. Some common investments that you may have come across include Mutual Funds, Public Provident Funds (PPF), Fixed Deposits, Hedge funds, Exchange Traded Funds, Index funds, Life Insurance, Health Insurance, Auto Insurance, Non-Convertible Debentures, Tax-Free Bonds, National Pension Scheme, and Senior Citizen Savings Scheme. For making any investment, you shall be required to meet eligibility criteria associated with it and adhere to the terms and conditions related to that investment. You can invest in the short term or long-term investments depending upon your requirement.