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Fixed Deposit
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The Government has hiked the interest rates for Small Savings Schemes for the Third Quarter (1st October, 2018 – 31st December, 2018). There is a change of upto 40 basis points in...
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To save money, people usually choose Fixed Deposits– as they seem to risk-free. The safety and secured view of having your money in the banks seems to be great. But is it...
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Tax saving Fixed Deposit is one of the safest ways of saving tax. As name suggest, tax saving FD’s offers tax exemption to the investors under section 80C of the income tax...
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Whenever we plan to deposit our surplus money in the bank account, we either go for saving account or fixed deposit. Depositing money in saving bank account ensures safety, liquidity & some...
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Whenever we plan to invest our money a lot of options comes to our mind like bank fixed deposits, company fixed deposits, mutual funds, shares, bonds etc.. To choose one out of...
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Before moving ahead taking about “how to avoid TDS on FD interest”? lets have a look how this investment works. Whenever we think about investing our money safely, the very first investment...
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Frequency of introduction of new investment plans and investors is taking financial market to a new level. Due to a large number of investment products with different specifications, choosing one which can...
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RBI: As per the current notification issued by the Reserve Bank of India, central bank has asked banks not to demand signature of both the depositors for the withdrawal of money in...
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Stock Market has always been knows for its volatility which sometimes attracts investors for getting high returns in smaller span. But the level of risk which comes along sometimes make investors to...
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We all know the right time for making investments is very important. But the next question which comes to our mind is ‘How do we get to know what is the right...
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Form 15G and Form 15H are meant to avoid TDS on Fixed Deposits. Both are self declaration forms (not to deduct tax on the deposits), submitted by depositors to the banks at...
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New investors always like to play safe. For that they prefer to invest there money in such plans which offers guaranteed returns. This is the prime reason most of the people use...
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There are several types of bank accounts that banks provides to there different customers to serve there needs. But majority of the customers are not aware which is why most of the...
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A Fixed Deposit is a financial instrument. It is a safe investment option. It is an arrangement with the bank in which you deposit a fixed sum of money in an account for a specific time period and earn a fixed higher interest rate. This amount deposited in the account is only repayable at or after the maturity date. However, you can always withdraw it, if you need it to manage a financial crunch or an emergency by just paying the nominal penalty charges. You can make multiple fixed deposits. The deposit is given a fixed deposit receipt by the financial institution he/she has chosen to invest in, and this slip has to be produced at maturity. You can also choose to reinvest or renew the fixed deposit as per your discretion. A fixed deposit helps you plan your finances better.