Your Home Loan Can Be Rejected On These Five Grounds Buying one’s own house is many people’s dream. After all, buying a house is perhaps the costliest and therefore, the most important... Read more »
Buying one’s own house is many people’s dream. After all, buying a house is perhaps the costliest and therefore, the most important decision one can make in his/her life. There will or... Read more »
Today, it is very important to understand how banks and other financial institutions calculate the interest rate on a loan before going to apply for the same. Well to describe it simply,... Read more »
The rise of investments in the personal lending industry led to rapid digitisation, encouraging the growth and development of the personal loaning industry. This in turn gave rise to a new breed... Read more »
Payday loans have pros and cons; most people do not think about these as they just go out and get a payday loan. New borrowers should understand what they are getting into... Read more »
Major lenders like HDFC, PNB Housing Finance have raised their home loan ratios by up to 20 basis points (bps) and 25 bps respectively. This move has made home loan rates more... Read more »
SBI home loan interest rate has been increased by 5 basis points recently. This is due to the increased marginal cost of funds-based lending rates (MCLR) by up to 25 basis points... Read more »
For must of us folks, having a house of our own is a big deal. It should be, after all, buying a house is perhaps the time when you most money in... Read more »
CIBIL is India’s credit rating agency. It monitors individuals and companies’ financial health by scoring them on a scale. The marks given on this scale determine and individual or company’s credit worthiness.... Read more »
CIBIL is a credit information agency in India. As the country’s first credit information company, it enjoys certain benefits. Firstly, it rates people on their credit worthiness. It holds a big sway... Read more »
Are you unable to take a loan? Does the bank reject your loan application every time you apply for one? Then, here’s another way you can try going for a loan. You... Read more »
An individual’s credit score is his/her worth to a bank. The higher the worth, the easier it is for the person to take a loan. Not just that, the individual can take... Read more »
Going for a loan is not an easy task. It requires research, weighing of options and asking questions. One of these questions is about repayment of the loan you are about to take... Read more »
Today, we will talk about how you can keep a good credit score. Before that, let’s do a recap of what is a credit score and what are its benefits. A credit score is... Read more »
When you apply for a loan, the bank tells you the down payment you have to make. This down payment varies from individual to individual. Why? Because of each person’s credit score. You also... Read more »