Difference Between Repo Rate And Bank Rate

Bank rate and repo rate are short term tools for controlling cash flow in the market. Both rates are used for lending and borrowing money by commercial and central banks. There are many people who consider both... Read more »

What Is CIBIL: All You Need To Know About CIBIL

While applying for a credit card or loan, the first thing that is checked is your CIBIL score/credit score. People who apply for a loan are required to have a good credit score. Though, most... Read more »

Bank Loan Closure: Not Taking NOC Might Get You In Trouble

Before entering into dealers showroom for buying a vehicle or property, buyer looks at the interest rates that the various banks offer. Getting car, property or personal loan is not difficult these... Read more »

Home Loan Saver Account Help Cut Home Loan Interest Costs

If you are a Home loan borrower or planning to take one then this article may be a great help for you. Buying a house is a dream of lakhs of people... Read more »

Pre-Approved Home Loans- Is It Actually Helps You?

If you are planning to buy a house property for the first time and you have enough of cash to make the payment by your own than it is great but if... Read more »

Difference Between Collateral Loan And Security Loan

When I approached bank for taking loan for the first time, the loan manager discussed different financial terms like security, collateral, mortgage, Lien etc. Frankly that time these all terms were alike... Read more »

What To Do When Your Bank Pushes You To Buy Insurance Policy Along With Home Loan?

Apart from daily banking activities, today bank have started selling other financial products like ULIP’s or insurance policies. It is been observed that banks are trying all kind of fair and unfair... Read more »

SBI : Get Your Home Loan Sanctioned Online

State Bank of India (SBI), India’s no. 1 lender is now working hard to increase there market share in the home loan segment. To attract new home loan customers, SBI is now... Read more »

How To Remove Hypothecation From RC After Paying Vehicle Loan?

Nowadays getting a bike or car is like a fashion, everyone wants one for him and getting these vehicle’s become more easy as bank can provide loan to you and then you... Read more »

Top-Up Home Loan Vs. Personal Loan–Which One Is Better For Emergency And Why?

Mr. Rohan took a home loan to purchase a new house property and started paying EMI’s of the same. After five years his daughter’s marriage got fixed and he could not manage... Read more »

Difference Between Deferment and Forbearance Of Loan

Nowadays education is one of the must have thing for anyone. Every parent wants to provide best education to their kids but at the same time you can see that education is... Read more »

Be Cautious While Taking Instant Emergency Loans

Loans have become the part of life now a days whether we look in personal or professional financial requirements. The person might be rich or poor the needs go on increasing at... Read more »

Changes In RBI Guidelines For Securitisation of Loans

There was a requirement of changes in norms to decrease the defaults given by the banks. So, RBI released the guidelines for securitisation of loans on 7 May 2012. These guidelines are... Read more »
Co-Borrower Loan

Home Loan From Parents Or Relatives Vs. Home Loan From Banks

Many times we need to buy a home but we don’t have enough money to pay the full amount of the housing property by your own. So to bridge the gap one... Read more »

Education Loans In India : Procedure, Requirements And Benefits Of Education Loan

Higher education is becoming one of the important requirements these days. The major factors that are considered by most of the students going for higher education are as follows: Average placement package... Read more »