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What Is Market Capitalization?

Market cap or market capitalization is simply the total worth of a company in terms of it’s shares. In other words, if you were to buy all the shares of a particular... Read more »

Difference Between Excise Duty And Sales Tax

Before moving to understand the meaning of Excise duty and sales tax, lets first understand ‘What are taxes or duties’? Tax or duty is a financial charge which governments imposes on there... Read more »

What Are Retirement Annuities?

An Individual Retirement Annuity is an insurance product that can be used as part of a retirement strategy. Retirement annuities are a popular choice for investors who want to receive a steady... Read more »

Difference Between APR And APY

Both APR (annual percentage rate) and APY (annual percentage yield) are two very different terms used in interest calculations. It is always better to know in advance the difference between APR and... Read more »

What Is Co-Insurance?

Co-insurance is a policy provision under which you and the insurance company must bear a fixed sum of loss in case of a claim after the deductible is met. In other words,... Read more »

Difference Between Broker and Dealer

The stock market is a complex financial entity made up of many different businesses and participants. Brokers and dealers handles a large portion of stock market activities. Broker and dealers are people... Read more »
Online Money Transfer

Overview : Automated Clearing House

With the growth of economy, the volume of non-cash retail and commercial payment has replaced the earlier paper based payment methods like cheques etc. ACH is one of the most popular network... Read more »

Difference Between BPLR And Base Rate

An informed, educated customer would like to have a complete understanding about the financial matters or terms which can affect him/her either directly or indirectly. With that in mind, here is another... Read more »

Types Of Preferred Stocks?

Companies raise capital in two primary ways. One way is to issue equity, which is known as stock, and the other is to incur debt, which is often done by selling bonds.... Read more »

What Is Capital Stock?

Capital stock is the total amount of stock authorized for issue by a corporation. In simple worlds it is the highest number of shares a particular company can issue. Capital stocks include... Read more »

Difference Between Life Assurance and Life Insurance

Nowadays taking life insurance policy has become a need for everyone. But till date average man assumes that life insurance and life assurance are names for the same form of insurance. So... Read more »

What Is Issuing Debt?

When companies want to raise their money to finance their operations, they issue debt. Companies can raise there funds either by borrowing money from banks or by issuing shares or bonds. Sometimes... Read more »

What Are ETF’s?

Exchange Traded Funds (ETFs) as name suggest are funds that trade on open exchanges. EFT is defined as a security that tracks an index, a commodity or a basket of assets like... Read more »

What Is Day Trading?

Day Trading, also know as Intra-Day trading, is the system where traders buy’s financial securities and sell the same before the end of that day’s trading session. In other words it is... Read more »

Difference Between Freehold & Leasehold

The terms ‘Freehold’ and ‘Leasehold’ are used in connection with land property, these are two different ways in which properties can be owned. This is one of the first problems people come... Read more »