Public Provident Fund (PPF) programme is a long-term investment plan backed by the Indian Government. It offers safety with attractive interest. Its returns are fully exempted from tax. Investors are allowed to... Read more »
Has it been more than two years since you made any transaction in your bank account? If your answer is yes, then this can land you up in trouble by making your... Read more »
SBI interest rates (from home loan to education loan) are currently based on a one-year marginal cost of funds-based lending rate (MCLR) of 8.15%, according to the bank’s website. MCLR is the... Read more »
Back in 2016, the Reserve Bank of India had instructed banks to shift to chip-based cards – both debit cards and credit cards. In doing so, it compared the difference between Point... Read more »
Earlier, for every transaction we had to make, we were supposed to visit our bank branch physically. Within few years, banking sector has evolved to a great extent. Customers nowadays don’t have... Read more »
As per the KYC (Know Your Customer) guidelines issued by RBI, every bank is required to obtain and maintain updated documents of its account holders. In an attempt to avoid fraudulent activities, banks... Read more »
Majority of the people prefer using plastic money over hard cash. Almost all of us have debit cards, credit cards or ATM cards which help us a lot as we don’t have to carry... Read more »
Did you miss getting your old Rs. 500-1000 notes exchanged before December 30, 2016? If yes, then you still have a chance to get your old currency notes exchanged. But, there’s a... Read more »
Prime Minister Narendra Modi-led government has recently announced the scrapping of the old high value currency notes. While some people welcome this move, some other are totally against it. Besides, there is... Read more »
In a bold move to curb black money, Prime Minister Narendra Modi announced a ban on Rs 500 and Rs 1000 currency notes effective Tuesday midnight. Although there will be some inconvenience for a couple... Read more »
Almost everyone of us has a bank account. There are plenty of reasons why people get bank accounts opened, like for depositing account payee cheques, for transferring money to another account and most... Read more »
Nowadays, people are more dependent on plastic money than on paper money. One of the most widely used form of plastic money is the ATM card. Though ATM cards are widely used... Read more »
Whenever we go to the bank for opening a bank account, banks always ask you to enter the details of the nominee. Same happens in lot other cases like buying an insurance... Read more »
How many members of your family have at least one saving bank account? The answer will be ‘All the members’ in most of the cases. Looking at the current trend of maintaining... Read more »
Today every one using mobile phone is bugged up due to hundreds of unwanted SMS. Frequency of these promotional SMS’s are so high which sometimes make us miss some important messages too.... Read more »