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9 Essential Tips To Get Your Personal Loan Approved Fast

There comes a time in almost everyone’s life when the need for having access to more money than they have arises. Most people do consider taking a loan, but that’s not to... Read more »

Difference Between Flat Rate And Reducing Rate

Today, it is very important to understand how banks and other financial institutions calculate the interest rate on a loan before going to apply for the same. Well to describe it simply,... Read more »

Pros and Cons of Payday Loans

Payday loans have pros and cons; most people do not think about these as they just go out and get a payday loan. New borrowers should understand what they are getting into... Read more »
Co-Borrower Loan

Here’s Another Way You Can Take A Loan

Are you unable to take a loan? Does the bank reject your loan application every time you apply for one? Then, here’s another way you can try going for a loan. You... Read more »

These Are The Loan Repayment Options You Can Use

Going for a loan is not an easy task. It requires research, weighing of options and asking questions. One of these questions is about repayment of the loan you are about to take... Read more »

Loan or Credit Card: Which Is Better?

We are all consumers. While that is a redundant statement, there’s a reason why we mention it. Since we are consumers, we are constantly using new products and services on almost a daily basis. This... Read more »

8 Things You Must Know Before Taking Education Loan

Now that the school and college sessions are over, it is the time when students must be looking for different courses in colleges, perhaps from well reputed universities across the globe for... Read more »

Difference Between Repo Rate And Bank Rate

Bank rate and repo rate are short term tools for controlling cash flow in the market. Both rates are used for lending and borrowing money by commercial and central banks. There are many people who consider both... Read more »

Bank Loan Closure: Not Taking NOC Might Get You In Trouble

Before entering into dealers showroom for buying a vehicle or property, buyer looks at the interest rates that the various banks offer. Getting car, property or personal loan is not difficult these... Read more »

Difference Between Collateral Loan And Security Loan

When I approached bank for taking loan for the first time, the loan manager discussed different financial terms like security, collateral, mortgage, Lien etc. Frankly that time these all terms were alike... Read more »

Changes In RBI Guidelines For Securitisation of Loans

There was a requirement of changes in norms to decrease the defaults given by the banks. So, RBI released the guidelines for securitisation of loans on 7 May 2012. These guidelines are... Read more »

Ask Your Bank And Make Online Loan Payments Through NEFT : Pre-Payment And Regular EMI’s

Being a part of financial industry, banks have there set of rules and regulation which they and there customers needs to follow while dealing with each other. Although banks impose these rules... Read more »