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Top up Loan Vs. Personal Loan – What should you choose and Why?

Are you faced with a financial emergency? Are you looking for the right funding option? Well, the two most attractive funding options that best fit your financial need are top-up loans and... Read more »

Difference Between Flat Rate And Reducing Rate

Today, it is very important to understand how banks and other financial institutions calculate the interest rate on a loan before going to apply for the same. Well to describe it simply,... Read more »
Co-Borrower Loan

Here’s Another Way You Can Take A Loan

Are you unable to take a loan? Does the bank reject your loan application every time you apply for one? Then, here’s another way you can try going for a loan. You... Read more »

Difference Between Repo Rate And Bank Rate

Bank rate and repo rate are short term tools for controlling cash flow in the market. Both rates are used for lending and borrowing money by commercial and central banks. There are many people who consider both... Read more »

Bank Loan Closure: Not Taking NOC Might Get You In Trouble

Before entering into dealers showroom for buying a vehicle or property, buyer looks at the interest rates that the various banks offer. Getting car, property or personal loan is not difficult these... Read more »

Difference Between Collateral Loan And Security Loan

When I approached bank for taking loan for the first time, the loan manager discussed different financial terms like security, collateral, mortgage, Lien etc. Frankly that time these all terms were alike... Read more »

Changes In RBI Guidelines For Securitisation of Loans

There was a requirement of changes in norms to decrease the defaults given by the banks. So, RBI released the guidelines for securitisation of loans on 7 May 2012. These guidelines are... Read more »

Ask Your Bank And Make Online Loan Payments Through NEFT : Pre-Payment And Regular EMI’s

Being a part of financial industry, banks have there set of rules and regulation which they and there customers needs to follow while dealing with each other. Although banks impose these rules... Read more »

Types Of Interest Rates For Home Loan – Make The Right Choice

Whenever we plan to take a home loan the most important decision after finalizing the financial institution is the Types Of Interest Rates on your loan. Before finalizing this it is better to... Read more »

Short Term Loans – Monetary Help To Meet Short Term Financial Gaps

You may be very good at budgeting but you may still encounter unintended monetary complication. It may be a visit to a doctor’s place, an emergency car repair or may be a... Read more »

Difference Between Fortnightly And Monthly Loan Repayments

Today we all have plenty of need but limited resources so most of the time people take loan to fulfill there needs. Once we take loan, the term Loan Repayment comes into... Read more »