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View And Compare ULIP Plans On The Official Website Of IRDA

Insurance regulatory and development authority (IRDA), has taken a great initiative to provide the details of all the insurance products available in India at there official website. A web app has been created to provide easy access on mobile devices where customers can not only view the details of insurance product but also compare the same to choose the best of their needs.

Any mobile devices with internet connectivity can directly access this app. This website helps its users to compare the features of Unit Linked Insurance Products (ULIP) such as Premium, Benefits etc. Currently you can find the details to compare ULIP plans offered on or after 1st Sep. 2010 only.

Lets have a close look of the app to see how useful is this to choose the best insurance product available in the market:-

Visit the link to open the home page of the website.

This will take you to the home page of the website. On home page you will find three categories under the head ‘ULIP Comparison’

  • List By Company
  • List By Type Of Product
  • List By Keyword

Compare ULIP


You can find a list of 23 companies offering ULIP policies in India which includes Max new york life insurance, Bajaj Allianz insurance, Future Generali insurance, Tata AIG insurance, HDFC standard life insurance, Birla sun life insurance, ICICI prudential life insurance, Aviva life insurance etc.

ULIP Companies In India

From the list of insurance companies offering ULIP policies, you can select any number of companies to get the list of products offered by those companies.

Here for an example, we have selected ‘ING Vysya life insurance’ and ‘Kotak Mahindra life insurance’ and clicked submit.

It will generate a complete list of products offered by both the companies. You can also use the drop down to find policies for ‘individuals’ or for ‘Groups’.

ULIP Products in India

You Can select any one from the list to get the details, benefits, premium, options, guarantee, charges etc. of that particular policy. You can also compare two or more policies by selecting the checkbox and pressing the submit button.

Here for an example we have selected two policies to compare the details.


In the very first section i.e details you can find the basic details of the insurance product like UIN, category, Number of funds available etc.

ULIP Details


In the next section, you can compare the benefits offered by the insurance companies like basic sum assured, maturity benefits, surrender benefits etc.

Benefits Of ULIP


You can find the details of premium of your selected policies. This helps you compare Premium, Topup etc.

ULIP Premium


It covers the details like entry age, Maturity age, Vesting Age, Policy Term Premium paying term, LPP etc. of the policies selected by you to make the comparison.



This sections help you compare the available options in the insurance policy like partial withdrawal, premium redirection, conversion option, Rider, settlement option etc..

ULIP Options


It covers type of guarantee, number of guarantee funds and guarantee charges.

ULIP Gurantees


Charges section includes what all charges will be charged on purchase of policy like Fund management charges, part withdrawal charge etc.

ULIP Charges

In addition to the above points of you can also get the details of Policy administration charges, Premium allocation charges and Discontinuation charges of any of the policy listed on the website.

ALSO READ : View And Compare Non-Life/ General Insurance Plans On The Official Website Of IRDA

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About the Author: Praveen Unnikrishnan

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